Best Certificate Of Deposit Rates

• Regular certificates of deposit can be opened with as little as $1 and jumbo certificates of deposit start out at a minimum of $100,000. Some Tallahassee, Florida banks and Tallahassee, Florida credit unions offer mini-jumbo certificates of deposit. Opening deposit amounts can be between $25,000 to $50,000 for a mini jumbo certificate.
• Learn: The Best and Worst Things About Certificates of Deposit. Pine Tree Community Credit Union. Best rate offered: 2.12% APY for a five-year CD with a minimum deposit of $500. This small credit union is open to those who live, work, worship, volunteer, or go to school in Idaho County, Idaho.

1. Best Cd Rates February 2020
2. Best Certificate Of Deposit Rates Near Me

Certificates of deposit are time deposit accounts that operate on a deadline. Each CD has a term, ranging between three months and 60 months. The CD earns interest from the moment it’s funded until the.

It might be your child’s college tuition or your first year of retirement. In any case, it’s more than money. If you’re looking for a higher-rate, longer-term investment, then opening a CD might be just the right savings plan for you. Our CDs offer solid rates of return and can be tailored to fit your individual needs.

Earn Interest

Watch your money grow while it stays safe and secure.

Spending

Set savings goals, track budgets and more, all in one convenient place.

Asset Management

Put your money to work with a full range of asset-management and trust services.

• Earn higher rates of return than standard savings accounts⁽¹³⁾
• Enjoy no monthly fee
• Receive free Online Banking

Features and Benefits

• Receive an excellent return on long-term investment
• Earn higher rates of return than standard savings accounts⁽¹³⁾ — the longer the term, the higher the rate
• Incur no monthly fee
• Enjoy maturity terms of 1 to 60+ months
• Receive competitive yields
• Enjoy flexible interest payment options
• FDIC-insured to at least $250,000 per depositor
• Enjoy free Online Banking

Best Cd Rates February 2020

Requirements

• Opening balance: $1,000-$5,000, depending on maturity
• Minimum balance: $1,000-$5,000, depending on maturity

Fees

• Monthly service charge:
• Monthly service fee: none
• Early withdrawal penalties apply

Disclaimers:

⁽⁸⁾ Please see the BancorpSouth Account Information Statement for more details regarding money market accounts, savings accounts and certificates of deposit.

Relevant FAQs

Can I open a new checking or savings account online?

What types of accounts can be viewed with Online Statements?

Are there any fees associated with a savings account?

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Open a Chase Certificate of Deposit

You must be an existing Chase checking customer to open online.

Certificate of Deposit FAQ

A certificate of deposit, or CD, is a deposit account with us for a specified period of time.

$1,000

Best Certificate Of Deposit Rates Near Me

We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.

There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:

• If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
• The amount of your penalty will be deducted from principal.

See the Deposit Account Agreement and rate sheet for further details

The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.

Find a Chase ATM or branch

To find a Chase ATM or branch near you, tell us a ZIP code or an address.

Open a Chase Certificate of Deposit

You must be an existing Chase checking customer to open online.

Certificate of Deposit FAQ

A certificate of deposit, or CD, is a deposit account with us for a specified period of time.

$1,000

We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.

There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:

• If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
• If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
• The amount of your penalty will be deducted from principal.

See the Deposit Account Agreement and rate sheet for further details

The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.

Find a Chase ATM or branch

To find a Chase ATM or branch near you, tell us a ZIP code or an address.